Deducting medical cannabis from your taxes and checking cost coverage

A private prescription does not rule out tax consideration. However, it does not replace checking the other requirements. Keep the prescription, invoice and proof of payment; what counts is the medically caused burden that you bear yourself. ^{[2, 3]}

No, a tax deduction does not mean full reimbursement. In the worked example on this page, only the part above the reasonable burden becomes the possible deduction. An insurance benefit in turn has its own requirements. The two results must be considered separately. ^{[1, 4, 6]}

Yes. The fact that Cureal bills privately does not rule out a tax review of medically necessary expenses. The requirements for medical costs and the prescribed records must be met. This does not guarantee a tax deduction or any particular saving. ^{[1, 2, 3]}

Not automatically. For a medical aid, the medical necessity and the prescribed records must be checked. Stricter evidence requirements may apply to items that can also be general everyday objects. Clarify this before you buy if possible. ^[2]

Only the part you actually bear yourself and that is suitable for tax purposes can be considered. Example: of €2,000 in eligible costs, the insurer reimburses €1,200. This initially leaves €800 of your own expense; whether this results in a tax deduction also depends on your other costs for the year and the reasonable burden. ^{[1, 3]}

Private health insurance has no general statutory requirement for prior approval of cannabis medicines like the procedure in statutory insurance. Clarifying in writing can still help you know the covered scope and required records in advance. Check your contract terms. ^[6]

No. Cureal is a private practice and does not offer services covered by statutory health insurance. People with statutory insurance are treated by us as self-payers. The private fees agreed in advance apply to treatment; you pay for medicines on a private prescription separately at the pharmacy.

Voluntarily waiving a possible reimbursement can jeopardise the tax deduction. Have it checked in advance how reimbursement claims, premium refunds and deductibles affect your case. Simply not submitting invoices does not automatically make the expenses tax-deductible. ^[3]

No. General average refunds or advertising examples cannot be applied to your cannabis therapy. A meaningful result requires your personal tax data. Adding an average general tax refund to an estimated therapy saving does not produce a reliable forecast either.